“… local assemblies of citizens constitute the strength of free nations.” - Alexis de Tocqueville in his book Democracy in America, 1841

New FTC rule banning fake reviews took effect this past Monday.

A variety of scenarios are covered, like:

  • AI-generated fake reviews,
  • Did not have actual experience with the business or its products or services,
  • Prohibits businesses from buying reviews,
  • And more.

Here’s hoping this makes a difference to the growing amount of “noise” online in this arena (which seems to be outnumbering the legit reviews).

“Many forms of government have been tried, and will be tried in this world of sin and war. No one pretends that democracy is perfect or wise. Indeed it has been said that democracy is the worst form of government except for all those other forms that have been tried from time to time.” — Winston Churchill

“Democracy is a device that ensures we shall be governed no better than we deserve.“ – George Bernard Shaw

Jon Batiste, Für Elise - Batiste 🎶

From his new album titled, “Beethoven Blues”, a re-imagining of Beethoven with a New Orleans twist.

My first reaction: Someone who’s mastered both classical and improvisational genres, having fun combining both. :)

(Seriously checking out this vinyl.)

“Shang-Chi: Legend of the Ten Rings”

I’d backed away from Marvel overload in recent years (and since story lines started to feel duplicative & without much depth), but occasioned on this one and really enjoyed the first act plus appreciated the creativity of the second act. Good dialogue moments, plot development, acting, cultural insight, etc.

If you find in your algorithm (or maybe even lookup) ;), would recommend checking out.

The more mechanical the age, inevitably, it becomes less humane.

-Atticus Pünd, in Moonflower Murders

Last night’s ⚾️ game brought to you by the letter “C” and the letter “D”. 🙂

Interesting stat from recent poll by UMBC Institute of Politics regarding

Attitudes toward the Size of Maryland State Government

• 40 percent of Maryland adults would like to keep state government services and taxes about as they are now

• 36 percent of Maryland adults would like fewer state government services to reduce state taxes

• 15 percent of Maryland adults would rather have more state government services even if it meant higher state taxes

(via Baltimore Sun editorial page, 9 Oct 2024)

Been following the MoneyLetter group now for a few years and overall like their analysis and portfolios.

Because of my background, I’ll layer in a little of my own approach, but if you’re just interested in “automated money management”, I think their new offering is worth the look – Essentially, their money manager decisions are automatically accomplished in your portfolio which is housed on the Betterment platform.

For more information, check out MoneyLetter Live.